Also called Surya Shashti, Chhath Puja is that deeply revered annual Hindu festival celebrated in India in light of honouring Surya, the Sun God, without whom life or life's mere continuation, was not possible. It also bestows upon us the very sense of prosperity. Special fasting, prayers, and holy dips in rivers such as the Ganga are rituals followed specifically in northern India by devotees seeking blessings to stay healthy, happy, and long-lived. In that respect, the tradition which began in the Vedic period reflects some universal aspects of strength, protection, and regeneration. Motivated by these values, Chhath Puja also calls one to introspection in relation to our approach toward securing economic stability and reflecting upon what life insurance might offer regarding protection for one's loved ones.
Just like people expect the boons and enjoyments that Chhath Puja offers to provide, life insurance brings a new kind of protection to our lives. As long as we consider life insurance the monetary ritual promising prosperity taking the first important step in securing our future at the family levels, there are three fundamental reasons why life insurance should be pursued for achieving well-being in the long term.
1. Protection and Family Finances
Life insurance works fundamentally in order to provide monitory protection for your dearest family members. Life insurance seeks family members from all kinds of problems similar to the Chhath Puja which depicts its expectations for prosperity and then after your death, your dear ones will not burden themselves to pay the unnecessary debts on their heads if someday a disaster occurs in front of them.
2. Managing Your Debts and Being Reliable
Unplanned debt can really be a heavy burden on many families, especially in trying times. Life insurance pays off debts like home loans so that your family will not have to face liabilities while healing. It is much like the emotional strength that Chhath Puja brings: a strength against financial setbacks.
3. Tax Savings and Wealth Building
It is tax benefitable and, as a policyholder, one can claim up to Rs 1.5 lakh under Section 80C of the Income Tax Act. This way, it not only protects you but also helps you build wealth by saving for the future.
Let us celebrate Chhath Puja with thanks to God for health and prosperity and promise ourselves to work to secure our future financially. This is because, as does Chhath Puja, renewal and protection by life insurance create a strong foundation for a family to live a good life without any peace-evoking threats.
