A recent HSBC survey reveals that Indian parents are ready to compromise their financial future to fund their children’s international education.
People end up losing money when they become greedy and invest in the stock market through the lure of guaranteed returns. But always remember, there are no guaranteed returns in the stock market because of its inherently volatile nature.
BY Anuradha Mishra 12 September 2024
Noticing many irregularities in PPF, SSY, and other Small Savings Accounts for minors, the government has released new guidelines highlighting several scenarios where an account will be deemed ‘irregular’. Know about all the changes related to these schemes for minors
BY Anuradha Mishra 11 September 2024
eSIM is a digital SIM built into mobile devices which eliminates the need for a physical SIM card. An eSIM cannot be easily swapped or tampered with, but it can be reprogrammed remotely if scammers get hold of it. Here’s how you can safeguard your eSIM against hacking
BY Anuradha Mishra 11 September 2024
Investors must be aware of the reasons that can render their PPF account ‘irregular’ to avoid financial losses, especially in the light of new guidelines issued in a circular last month that take effect on October 1, 2024.
BY Anuradha Mishra 11 September 2024
The new guidelines would affect six key categories of irregular accounts, namely, NSS accounts, PPF accounts opened in the name of a minor, multiple PPF accounts, PPF account extensions by NRIs, Sukanya Samriddhi Yojana accounts opened by grandparents who are not legal guardians, and other small accounts for minors
BY Anuradha Mishra 10 September 2024
To answer this, we analyse the compounded annual growth rates (CAGR) across different SIP frequencies, based on a report. In essence, while each frequency has its merits what you should you choose based on your income?
BY Anuradha Mishra 9 September 2024
This rise in prices and flat sizes has been majorly seen in the luxury housing segment while affordable housing continues to struggle.
BY Anuradha Mishra 9 September 2024
Paying premiums in advance will offer you discounts and also locks in the rate for the duration of the pre-payment period, thus protecting you from potential rate increases. However, experts suggest you must evaluate the trade-off between convenience and discounts offered on advance payments versus refunds and transfers available on your policies
BY Anuradha Mishra 9 September 2024
While the introduction of ‘Credit Cards on UPI’ offers unprecedented convenience, it also requires borrowers to exercise extra caution, especially during the upcoming festive season. Read on to know how you can manage this double-edged sword of convenience & festive spending frenzy.
BY Anuradha Mishra 9 September 2024
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