The modern Indian woman wears many hats – that of a daughter, mother, teacher, doctor, corporate leader, and so on. She is increasingly breaking glass ceilings in every domain to be at par with her male counterparts. Whether it is taking family or friends out for dinner, paying for a business lunch, or shopping for your next luxury dress, it might be more convenient to do so with the right credit card.
Here are five credit cards tailor-made for women:
SBI SimplyCLICK Credit Card: The SBI SimplyCLICK credit card offers several privileges, such as e-shopping rewards, milestone rewards, and so on. You would receive a gift card worth Rs. 500 from Amazon, by just paying the annual fee of Rs 499. The annual fee gets waived off if the annual spend exceeds Rs 1 lakh. Add to this, on annual purchases with Bookmyshow, Easydiner, Amazon, and other exclusive partners, you could get 10 times the reward points. On all other online purchases, the SBI SimplyCLICK credit card offers five times reward points. For making transactions between Rs 500 and Rs 3,000, you could save up to one per cent on fuel.
RBL Bank Shoprite Credit Card: The RBL Bank Shoprite credit card offers a wide range of benefits, which includes, among others, discounts and reward points. You would get 2,000 reward points as a welcome gift. For every Rs 100 that you spend on groceries, this credit card offers 20 reward points. The annual fee associated with the RBL Bank Shoprite credit card is Rs 500, which will get waived off if you spend Rs 1 lakh in the previous year. Moreover, with this card, you get a 10 per cent discount, up to Rs 100, on booking movie tickets at BookMyShow 15 times per year.
HDFC Solitaire Credit Card: You could earn three reward points for every Rs 150 spent using the HDFC Solitaire credit card. You could avail of additional 50 per cent reward points on all your dining spends and grocery expenses under the feature called Accelerated Reward Points. With this card, you could enjoy a voucher worth Rs 2,000 from Shoppers Stop. However, cumulative spend on your credit card needs to be at least Rs 2 lakh every six months. You could choose to redeem all your accumulated reward points at several domestic airlines, too. While using this credit card at petrol stations, you could also avail of fuel surcharge waivers. The annual fee or renewal fee on this credit card is Rs 2,499.
Flipkart Axis Bank Credit Card: This card offers Rs 1,100 worth of joining and activation benefits. Along with this, you will also get five per cent cashback while making purchases on Flipkart and Myntra. You get four per cent cashback on preferred merchants, too. Add to this, you also enjoy four complimentary lounge visits at select airport lounges within India per calendar year with your card. Moreover, you get a one per cent fuel surcharge waiver on fuel purchases at all fuel stations across India, which is valid on transactions between Rs 400 and Rs 4,000 only. Its maximum benefit is up to Rs 400 per statement cycle. Goods and Service Tax (GST) charge on fuel surcharge is non-refundable, and there is no cashback on fuel transactions. With your Axis Bank Dining Delights offer, you get up to 20 per cent off at partner restaurants in India.
American Express SmartEarn Credit Card: On every Rs 50 spent on Uber, Amazon, or Flipkart, the American Express Credit Card offers 10 times membership reward points. It offers five times membership reward points on every Rs 50 spent on Paytm wallet, BookMyShow, Myntra, Swiggy,
PVR, Jabong, Big Bazaar, Grofers, and more. The annual fee is Rs 495. Also, users get one membership reward point for every Rs 50 spent on other categories. On spending Rs 10,000 in the first 90 days of card membership, the users get Rs 500 in cashback as welcome gift
