TATA AIG General Insurance Company’s five new insurance riders include coverage for mental well-being, Out Patient Department (OPD) expenses, female health care, cancer care, and unlimited restoration of the sum insured. Each of these riders offers more than 60 benefits. According to the company, the riders, EmpowerHer, Mental Wellbeing, CanCare, OPD Care, and Flexi Shield provide policyholders comprehensive coverage.
Here are brief details of these riders:
Empower Her
This rider is focused on female health issues related to gynecological, cancer, infertility, Polycystic Ovary Syndrome (PCOS), etc. It also provides preventive insurance coverage.
Mental Wellbeing
This rider covers preventive mental health screenings, psychological therapy, focusing on early intervention and rehabilitation services.
CanCare
The cancer coverage provides the sum insured in a lump sum when the disease is diagnosed.
OPD Care
It cover OPD patients' expenses, including doctors’ consultation fees, diagnostic tests, medicine bills, vision care, etc., where hospitalisation is not required.
Flexi Shield
It protects policyholders against medical inflation. The benefits include unlimited restoration of the sum insured, an inflation shield for the sum insured, an international second opinion, and worldwide hospital cash, among others.
Pratik Gupta, senior executive vice president and head-agency, TATA AIG General Insurance Company Limited, says, “The launch of these new riders is a critical step in our strategy to accelerate growth in the health insurance segment. We are focused on driving expansion across India, particularly in tier 2 and 3 cities, where healthcare access and awareness are rapidly increasing. By scaling up our network of branches, agents, and hospital partners, we aim to make quality healthcare more accessible to millions.”
