With Diwali just two days away, there will be a rush for last-minute buying. However, it could lead to rash purchases and unforeseen costs. While it’s easy to get swept up in the excitement of festivities, managing your spending is crucial to ensure a stress-free celebration.
Here’s how you can make the most of your last-minute buying and still enjoy the festivities of Diwali
1] Set A Quick Budget: Creating a spending limit is important when it comes to Diwali shopping. Ensure how much you can afford to spend without negatively impacting your budget. Your spending will be guided by the budget you set. That can also assist you in avoiding impulsive purchases, which can otherwise quickly mount up. You can enjoy the celebrations without worrying about going over the budget if you manage to stay within your spending limits.
2] Prioritise Essentials: Before you begin your Diwali shopping, make a list of the essential items you will need, such as gifts for family and friends, traditional sweets, and home decorations. It is easy to spend money when you focus on the things that are much important for your festivities. You may simplify your shopping and avoid distractions from pointless purchases by concentrating on significant things that you actually need.
3] Grab Last-Minute Deals: As the festival gets closer, you will find many stores that roll out appealing last-minute deals and promotions to attract shoppers. Keep track for special sales, online flash sales, and discounts at stores. Utilising shopping apps and websites can help you compare prices quickly and spot the best deals available. Consider setting alerts for your favourite stores or browse social media for exclusive offers. This strategy will allow you to save money while still purchasing items that you actually need.
4] Don’t Fall For FOMO: During festivals, when everyone flaunts their products, the fear of missing out (FOMO) can be particularly severe. Make sure that your purchasing decisions is 0based on your personal needs rather than peer pressure. Don’t feel pressured to purchase trendy things that don't appeal to you. Rather put quality before quantity. Celebrate as you like, and don’t worry about being accepted.
5] Avoid Last-Minute Extras: As you shop, especially when you are ready to pay, be mindful of what draws your attention. Impulse purchases can quickly add up and exceed your budget. Stick to your shopping list and only buy what you genuinely need. Before adding anything extra to your cart, take a moment to think about whether it’s truly necessary for your celebrations.
