I have a 10-month-old pre-term daughter. When is it the right time to buy a health insurance for her?
Priya Paul, Kochi
You can take a policy for a child only after the child is three months old. Going by the details you have shared, it is best that you take a policy right away. As your daughter was pre-term, do state this fact when taking the policy, which could result in a higher premium if her life is assessed to be risky compared to that of a normal child of similar age.
