Is there any general insurance policy which insures expensive sports kits?
Anubhav Sharma, Jaipur
Yes, there is a policy by the name of ‘Sports Insurance’, which is generally issued to amateur sportsmen whereby you can get your sporting equipments covered. The cover is available for any one or more of the following sports: Angling, Badminton, Cricket, Golf, Lawn Tennis, Squash and Use of Sporting Guns. Generally these policies provide indemnity against the Loss of or damage to sporting equipments, accessories and sporting apparels, Loss of or damage to personal effects and clothing (whilst contained in any clubhouse, hut or spots pavilion), caused by fire, burglary, housebreaking or theft, Legal liability of the insured and named members of the insured’s family, to the public, whist engaged in or practicing the sport and Accidental bodily injury to the insured and to the named members of the insured’s family whilst engaged in or practicing the sport. The policy however, excludes the loss of or damage to the balls, shuttlecocks and breakage of racquet strings, cricket bats and angling lines.
