I wish to know if there are life insurance policies that address specific cases related to women.
Archana Garg, Delhi
There is little to differentiate between the life of a man or woman. However, some life insurers do offer benefits to women by way of a reduced premium rate for them. Then, there are certain policies that are meant for women, because of a health rider attached or health rider tailored to address women-centric health issues. Some also offer pregnancy-related complications as add-on benefits. You can look around to choose such specific additions if it interests you. But, ideally a basic pure life insurance cover or term plan should be considered and any health-related policies should be taken only to address health-related issues specifically.
