Q&A

Can a cheque drawn in favour of guardian be deposited in minor’s account?

Can a cheque drawn in favour of guardian be deposited in minor’s account?

Can a creditor in case of repayment of debts attach policies issued under MWPA?

Can a creditor in case of repayment of debts attach policies issued under MWPA?

Should I go for a term insurance with benefits or one without the benefits?

Should I go for a term insurance with benefits or one without the benefits?

How can I use the sale proceeds in a tax efficient manner?

How can I use the sale proceeds in a tax efficient manner?

Is it true that no policy covers 100 per cent of the sum insured?

Is it true that no policy covers 100 per cent of the sum insured?

My father died of a massive stroke. Will the insurer still pay the claim?

My father died of a massive stroke. Will the insurer still pay the claim?

Why does a health insurance exclude pre-existing diseases from the coverage?

Why does a health insurance exclude pre-existing diseases from the coverage?

What will be the case if I take another home insurance & raise a claim on both?

What will be the case if I take another home insurance & raise a claim on both?

I am into day-trading. What are the tax implications of such transactions?

I am into day-trading. What are the tax implications of such transactions?

Will a householder’s policy cover the floor used for commercial purpose?

Will a householder’s policy cover the floor used for commercial purpose?

Do health insurance policies cover plastic surgery?

Do health insurance policies cover plastic surgery?

I have changed my job & have a new account. What will happen to my refund?

I have changed my job & have a new account. What will happen to my refund?

Is it wise to get the contents of a fully furnished apartment insured?

Is it wise to get the contents of a fully furnished apartment insured?

What is the procedure for opening multiple PPF accounts for a family in a bank?

What is the procedure for opening multiple PPF accounts for a family in a bank?

What should I do if my insurer rejects my claim?

What should I do if my insurer rejects my claim?

Is it advisable to terminate the policy of four years and get a new policy?

Is it advisable to terminate the policy of four years and get a new policy?

Does the critical illness rider serve the same purpose as health insurance?

Does the critical illness rider serve the same purpose as health insurance?

If the assignee of a policy expires, who would have the rights to that policy?

If the assignee of a policy expires, who would have the rights to that policy?

Will I get back the excess premium payment which I made by mistake?

Will I get back the excess premium payment which I made by mistake?

Can I invest in all kinds of schemes through the Internet?

Can I invest in all kinds of schemes through the Internet?

Can a life cover work as a collateral security for a loan?

Can a life cover work as a collateral security for a loan?

Which fund options should I opt for while buying a Ulip in the present scenario?

Which fund options should I opt for while buying a Ulip in the present scenario?

My laptop is covered under two policies. Can I file the claim under both?

My laptop is covered under two policies. Can I file the claim under both?

I have a fire policy of my house. Will it cover the risk of an earthquake?

I have a fire policy of my house. Will it cover the risk of an earthquake?

Of what use is the personal accident cover under my credit card?

Of what use is the personal accident cover under my credit card?

My parents are not dependent on me. Can I include them in a family floater?

My parents are not dependent on me. Can I include them in a family floater?

Can the claim be made if I have a learners license and met an accident?

Can the claim be made if I have a learner's license and met an accident?

Does the householders policy cover the regular break down of refrigerators?

Does the householder's policy cover the regular break down of refrigerators?

Which insurance policy should I take to cover the home loan liability?

Which insurance policy should I take to cover the home loan liability?

I am a businessman. What documents will I need for a home loan?

I am a businessman. What documents will I need for a home loan?

How should I determine the duration of any endowment plan that I take?

How should I determine the duration of any endowment plan that I take?

I have lost my policy document. How can I get a duplicate one?

I have lost my policy document. How can I get a duplicate one?

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