What Is An OPD Insurance?

Traditional health insurance covers hospitalisation, surgery, and medical procedures but often excludes certain expenses, which the policyholder needs to bear. That’s why including an outpatient department (OPD) rider in your regular health insurance is vital, particularly for those who need frequent medical care but may not require hospitalisation. There are also standalone OPD insurance policies available in the market that provide access to doctors, clinics, and diagnostic centers all across India. Here are the details about what it covers and why you should opt for OPD insurance cover. What Does It Cover? It offers a spectrum of coverage, from routine doctor visits to specialised consultations, which extends to medication, routine screenings, and other outpatient services. It also offers features such as teleconsultation, unlimited online consultations, and in-clinic...