Top-Up Plans Are Cheaper Than Regular Mediclaim

Queries Ratul Talukdar, Guwahati I plan to go to the US for my graduate studies in science, technology, and mathematics. How do I select the best student travel insurance? The way to go is to familiarise oneself with the available insurance options. Your first option could be to opt for a health insurance plan from your country of origin, i.e., India. These insurance plans are more cost-effective than overseas insurance. However, the downside is that claims may require coordination with India. Therefore, before you buy this insurance, you must confirm with your university that the Indian insurance is okay. The second option would be checking with your university to see if they have the required group health insurance program and what part of your tuition bills/other expenses go into this. It could cost a fortune but will comply with the university’s requirements. The third option...