Tap To Tweak Your Budget

Aditi remembers those little red notebooks her father would buy every year. He would write details of his daily spending there. She grew up with this culture of measured spending. When she moved to Delhi from Shimla with her first job five years back, her father showed her one of his notebooks and asked her to keep track of what she earned and where she spent the way he kept the records for years. The young B-school graduate didn’t realise the importance of this lesson much until the pandemic began rocking the world since last year. The dreaded blow of Covid-19 shattered the financial format for most individuals like her and redefined the importance of savings and budgeting. Just like any other millennial, Aditi, too, went a step back to budget her expenditures. She followed what her father taught her. Only with a difference: the little notebook was replaced by a mobile...