Protection Quotient

For Lucknow-based Priyanka Singh, June brought along a bundle of joy in her life. She became a proud mother. One look at the baby’s face was enough for her to let go of all the suffering of her painful labour. With the pandemic, extra care was taken by the family, which meant additional costs. Priyanka was covered under a group health insurance policy from her work that failed to pay her maternity expenses. Thankfully, her husband’s policy did. Priyanka is not a one-off case. Most women covered under such group health schemes fail to read the fine print and miss the obvious. If one size does not fit all, go for tailor-made policies. These policies can take care of pregnancy and maternity as well as complications like uterine fibroids, polycystic ovary syndrome, endometriosis, breast cancer, and ovarian and cervical cancer. When a woman wears a homemaker and...