Planning Isn’t All About Men Alone

She can participate in budgeting for the family’s expenses, she is also welcome to voice her views on various financial matters but, when it comes to decision making, he calls the shots. And, her goals remain elusive, more often than not.   Over 53 per cent of life goals remain unfulfilled for most of the women in India even today because financial planning is still a man-thing, shows a recent Bajaj Allianz Life Goals Preparedness Survey. Such goals may be her own marriage, education and marriage for her children, savings and investments for the family, medical expenses and emergencies and contingencies, and so on. The goals may vary across women, depending on their age, and hence, the investments should be in consonance with factors such as the time horizon, premium or periodic savings and the funds requirement. But, nothing falls in line. Thier goals remain muted....