Plan Prudently For Ambitious Goals

Capt. Satya Subrata Mishra, 40, works as a Merchant Navy seafarer. He lives in Bhubaneshwar, Odisha, with his wife, Binita Mishra, a homemaker, and a son, Yash, who is studying in the fourth standard. The nature of his job in the Merchant Navy requires him to stay away from his family for long periods, as he is generally sea-borne for approximately six months in a year. As such, he was highly concerned about having a sufficient financial cushion for his financial aspirations. Talking about his financial goals, his financial ambitions revolved around his son and accumulating an adequate retirement corpus to maintain his lifestyle. Apart from this, he also had a desire to own a luxury car, costing Rs45 lakh, in the next 10 years. In the quest to get his financial journey on the right track, he met Sudhansu Mohapatra, Founder, Subham Capital, a year back. Upon preliminary discussions,...