Opening Ways To Dreamland

There are many utilities of a credit card, be it easy transaction or the lure of attractive cashbacks or access to airport lounges. For Samya Mishra, 28, having a credit card was a personal as well as professional need. Her banking sector background requires her to keep a track of new offerings and different features of banking services. She has spent a good six years now working as a banking professional. “I first started using credit cards in 2013, and have been using them for almost seven years now. I was introduced to credit cards by my first employer for the purpose of corporate travels and expenses,” Mishra said. Initially, when she started using a credit card, her spending was limited to Rs10,000-15,000. At that time she had only one credit card. Now she spends around Rs75,000 per month. Her credit card bills include mostly charges of foreign travels. Till recently...