06 February 2024

Not All Plans Have Pre-Existing Cover

OLM Desk
Keshav Gulati, Delhi I am 29 years old and had to stop working two years ago due to an accident. I got reimbursement for hospitalisation expenses from my company, but I was suggested six months of bed rest. It took more time than six months to recover, and I had to leave my job. During this period, I developed a nervous condition, and that’s why I cannot balance myself when standing. I have no health insurance at present. My father is a government teacher. Can he show me as a dependent and get the medical expenses reimbursed? Can I get a health insurance in this condition? Based on certain pre-existing disease (PED) coverage terms and conditions of the health insurance policy, you can try applying with various health insurance companies, but ensure that you declare your condition with reports and doctors’ notes. Insurance companies may or may not accept the proposal with a...
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