Multi-Asset Funds Aptly Balance Risks & Returns

The famous proverb — “Don’t put all your eggs in one basket,” applies befittingly to investments. It essentially means that concentration of your efforts (money) only in one area may be too risky at times. Diversification is the key and is one of the basic concept which investors should stick to during the course of investments, irrespective of market conditions. In other words, it is not wise to invest all your money in just one asset class. It could be hazardous as every asset class has its own cycle of performance. Therefore, investors should allocate their funds in varying proportions across different asset classes like equity, debt, gold and the likes. Thus, asset allocation strategy is a paramount investment mantra to strike a balance between risks and growth while fulfilling long-term financial goals. If followed with discipline, multi-asset investing may...