Kotak Debt Hybrid: Conservative Balance

The challenge for most conservative investors is to strike a balance between risk and return. If you want to take lower risks, you need to compromise on your returns and vice-versa. If you, too, are caught up in such a dilemma, Kotak Debt Hybrid Fund could offer a solution.  It allows you to have your cake and eat it too. It invests in highly-rated debt for safety, along with a good chunk in equity to boost returns. Kotak Debt Hybrid is among the 10 oldest debt hybrid funds in the country. Portfolio The fund follows a conservative approach towards investing, be it in equity or debt. In case of equity investment, the fund managers prefer to stick with large-caps, and to an extent, scout for quality mid-caps in the portfolio. The fund managers prefer to play safe, and therefore, do not go overboard on mid- and small-cap stocks to maximise return. The fund usually invests in the range...