Group Health Insurance: Security In Numbers

Delhi-based Anish Kumar’s (name changed) existing employer offers him a comprehensive group health insurance plan that covers his family as well as his parents-in-law. “I got my in-laws included in the policy after my wife decided to leave her full-time job and started working as a freelancer. My parents are covered under the Central Government Health Scheme (CGHS). My in-laws were previously covered by the health insurance policy provided by my wife’s employer. Since they are diabetic, it’s very difficult to get a retail policy for them,” says Kumar. The possibility of spending a fortune on healthcare has become real for many people, post Covid. Taking a group health insurance cover can be an  effective solution for people looking to secure their health-related finances, as healthcare costs go through the roof. While employers are not bound by law to...