Ghosts On The Other Side Of The Matrix

Tuhin Mallick had a close brush with fraud. The 27-year-old Kolkata resident, who works in a private company and is also a tattoo artist, received a call from a person who said he was an employee of State Bank of India (SBI). He said that Mallick had accumulated enough reward points on his SBI credit card to be able to redeem them for cash in his account. Mallick, who had worked briefly at a credit card department of a bank, found the conversation fishy. But he wanted to know more so asked the person about the process of redeeming the points. The instructions were to send card details, including the CVV. Mallick did send across his card details, but with a fake CVV. The caller wanted to send an OTP on Mallick’s phone but since the CVV was wrong, he was not able to process any transaction. He kept asking Mallick to send across the right details. Mallick sent images of his credit...