Corrections Do Pay Off

Gunjan Agarwal is an entrepreneur running a food parlour. Her world revolves around her two children. Her main aim is the well-being of the children, their education, marriage, and lead a happy life during the golden years of her life. She would invest all her money in traditional products till she met Anil Jhanwar from Invest Search in 2010. After a few rounds of discussions, Jhanwar understood her aspirations and chalked out a sincere financial plan. Since Agarwal was not exposed to the equity markets, Jhanwar did not insist her on investing a lump sum there. Instead, Systematic Investment Plans (SIPs) were registered. Her first SIP was started with Rs 10,000 every month. Since her financial goals were for the long term, the focus was on wealth creation through equity-oriented funds. However, Jhanwar also acknowledged the need for a balanced approach towards investing, and the monthly...