Choosing to Retire Early

Dinesh Chaturvedi, my neighbour and I are very good friends. Though he is junior to me, at 27, he is more matured than most people of his age.  He worked for Sodexo and simultaneously was pursuing an Executive MBA from IIM Noida Campus. During one of our morning walks, he confided that post his MBA he wants to take up an assignment in Dubai, solely with an aim to earn more. On enquiring why the needed to do so, he explained that he aimed to retire by 40! I was surprised by his focus at planning life so meticulously. Since I was intrigued, I enquired about his plans to create the required corpus. At this he smiled and said that as a financial planner it’s my responsibility to help him plan to achieve this aim. After our conversation, I thought about the burnout the young workforce is facing these days. Increasingly, informed working individuals are thinking of early...