Balancing Out A Portfolio

In 2005, Sachindra Singh invested a substantial amount in Mutual Funds (MF). But this was a bad investment for him as he did not gain anything and return on investment was less than desired. Worse, there was a lock in period so the money was locked in without any proper benefits for him on his investment. This discouraged Singh, an entrepreneur, to move away from MFs and equity and look at the more time-tested asset class of real estate. At that time, as realty was in a boom, he started looking actively at this sector and bought a plot of land in Jaipur in 2006 with a monthly payment provision. Unfortunately, real estate market started falling and his investment did not  see any gains. A few years later, in 2010, he once again looked at real estate and invested in a Lucknow Development Authority Lottery Self Finance Scheme two bedroom flat for a decent enough amount. With the real...