I have lost my insurance policy document. How can I get a duplicate one?

Radha Chadha, Noida

You will have to apply for the duplicate policy papers in the prescribed form of the underwriting life insurance company. Companies usually charge a nominal fee for issuing duplicate policy documents. In addition, as a proof, you may be required to give the premium receipt, the policy number, your identity proof, the photocopy of the original policy (not mandatory) and an indemnity bond. In cases where the policy papers are torn or partially destroyed due to any reason, whatever remains of them must also be returned to the insurer as evidence.

olmdesk@outlookindia.com