Savings Outlook Of Young Indians: Stocks Preferred Over Mutual Funds

Outlook Money

Saving Habits of Indians

A recent report by Fin One, a financial awareness initiative by Angel One, reveals that 93% of young adults are consistent savers, with the majority saving 20-30 per cent of their monthly income. Millennials and Gen Z are more inclined not just to save, but ‘to invest’ as well.

Savings

Move Towards Consistent Savings & Investment

About 93% of young Indians identify as ‘consistent savers’, allocating 20-30% of their monthly earnings towards future financial objectives. This trend indicates a growing culture of financial discipline among the younger generation.

Stocks And Mutual Funds

Young investors are increasingly turning their focus to the stock market, with approximately 58% selecting stocks as their main investment option. Close behind, 39% of these young individuals favour mutual funds.

Stocks

Learning For Young Investors

An impressive 71% consider themselves financially literate, and, 62% of young Indians report that YouTube is their main resource for financial education.

Wealth Management

Fintech is significantly influencing wealth management for young Indians by enabling automated savings contributions and allowing easy tracking of investment portfolios.

Wealth Management

Read more

Read More