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Indian students who move abroad for higher studies must get the right insurance coverage to safeguard their stay. Several categories of insurance include health, travel or liability insurance. These ensure a student is not stuck in emergency situations.
Indian students studying abroad require health insurance. Students from India can choose plans from Indian-based insurers. The policy includes hospitalization and emergency treatments, along with dental cover in many instances.
It is recommended to have travel insurance, especially since students frequently travel between India and their host country or explore nearby regions during holidays. This insurance generally covers trip cancellations, delays, lost luggage, and other travel-related problems that could lead to significant, unexpected costs.
Liability insurance is highly recommended for students in Germany. It is basically for damages in case a student accidentally hurts someone or damages some property.
This insurance ensures that the student is covered if he needs to be transported to a qualified medical facility when emergency care is unavailable within the country.
Compiled by Syed Muskan