8 Things To Know About Comprehensive Health Plan

Outlook Money

Senior Citizens’ Health

Senior citizens should prioritise their health by engaging in light exercise and outdoor activities, to better cope with age-related issues, such as cancer, strokes, and other illnesses.

Senior Citizens

All Inclusive 

Go for an all-inclusive health plan to protect against medical emergencies and future illnesses, as it’s practically impossible to predict future health issues.

Inclusive Plan

Affordable Plans

Consider government-backed policies, such as the National Varishtha Mediclaim Policy, Pradhan Mantri Jan Arogya Yojana, United India Healthcare Insurance, or New India Assurance Mediclaim Policy for cost-effective coverage.

Affordable Insurance

Age

These are available for people aged 60-80 years and can be renewed till the subscriber reaches the age of 90 years. 

Eligibility age

Coverage

They cover critical illnesses, such as cancer and heart stroke, and provide costs for medicines, organ transplants, blood, oxygen, diagnosis, and doctors’ consultations.

Coverages

Tax Benefits

Health insurance policies offer tax rebates under Section 80D of the Income-tax Act 1961, despite the potential lower sum assured.

Tax Benefits

Considerations

Before purchasing a health policy, consider premiums, check-up services, pre-existing disease coverage, hospital network, OPD benefits, and claim settlement process.

Eligibility Criterion

Mandatory Check-Ups

Insurers demand a mandatory health check-up when buying a policy after a certain age. The premiums increase significantly due to higher risks involved.

Check Ups

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