8 Things To Consider Before Buying A Car Insurance

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Engine Type

Insurance coverage for electric, hybrid, petrol and diesel engines could differ. So, do research and determine your specific requirements.

Coverage Amount

Determine the coverage amount for your vehicle, depending on its worth, your financial status, and local laws.

Insured Declared Value (IDV)

Select an insurer that offers modifiable IDV values to optimise your benefits.

Deductibles and Premiums

To find the right car insurance policy, balance deductibles and premiums with your budget and risk tolerance. 

Add-On Covers

Adds-ons can offer benefits such as zero depreciation cover, return-to-invoice cover, tyre protection, breakdown support, engine and gearbox protection, etc.

24/7 Support 

For convenience, choose insurers that provide around-the-clock customer support.

Network Garages

Verify the insurer’s list of network garages to ensure you can easily use cashless facilities.

Simplified Claim Procedure

To make filing a claim easier, look for insurers that offer simplified procedures, such as smartphone-enabled self-inspection, etc.

 Compiled By Himani Verma

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