5 Things To Know About Section 80EE

Outlook Money

Deduction Amount

This section allows a deduction of up to Rs 50,000 annually on home loan interest until the borrowed money is fully repaid.

Eligibility

Resident and non-resident Indians, and those living in rented houses can avail of this deduction for house purchases jointly or singly. Also, the applicant must not own any other property.

Exclusions

It is not available for Hindu Undivided Family (HUF), Association of People (AOP), or other taxpayers. 

Lender

The loan must be sanctioned by a bank or a housing finance company.

Documents

To claim 80EE deductions, you will need to produce the loan agreement, interest certificate, proof of principal and interest payments, and other details related to your loan. 

Compiled By Himani Verma

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