5 Things To Consider Before Buying A Health Plan

In-Patient Hospitalisation

Go for a mediclaim policy that allows for longer hospitalisation.

Pre-Existing Illnesses

Read the clauses concerning pre-existing diseases carefully and disclose them to your insurer at the time of buying to reduce chances of claim refusal later.

Premiums And Deductibles

Check if the premiums and out-of-pocket payments are within your budget.

Sub Limits And Co-Payments

Choose a policy with minimal co-payment and sub-limits to keep your out-of-pocket expenses to a minimum.

Post-Hospitalisation Cost

Go for a policy with higher post-hospitalisation coverage to save on post-hospitalisation care.

Compiled By Himani Verma