You must be excited about this time of the year, as it brings in appraisals and bonuses. By now you must have also planned how to spend or invest it. It could be spending on gadgets like a new laptop, a new iPhone, or even a new air conditioner. While you receive some extra money, you must also learn to manage your taxes to make the most of it. According to experts, bonuses & inheritances are like extra juice packets on a hectic journey. Financial planners do not account for it when making a financial plan.