LenDenClub, India's largest peer-to-peer lending platform, has launched InstaMoney Plus, an app to provide customers premium advantages which include Digital Credit Line and Digital Credit Card along with UPI to offer easy access to credit across both online and offline platforms. Users will now be able to make payments, shop online or pay at any retail stores. Upon analysis of its internal customer data, LenDenClub has discovered that most borrowers on its platform need short-term loans or more credit on their existing loans when in crisis, such as medical emergencies, salary delay, and the like. InstaMoney Plus will cater to these problems that users face, especially during unpredictable times.