Please advise me on inflation-linked pension plans.
Ideally you should keep insurance and pension separate
Please advise me on inflation-linked pension plans.
G Aravind, Bangalore
Ideally you should keep insurance and pension separate. If what you are seeking is a combination of the two, you are doing injustice to both. Products with insurance and investment elements in them mostly fail on both counts: they offer very little insurance cover and they are also not great investment products. Instead, you could look for investments to build your retirement corpus, which could be mutual funds and pure pension or retirement savings.