I have been investing in mutual fund with investments worth Rs 4.5 lakh. I have been investing through monthly SIPs of Rs 8,000 in HDFC Top 200, Rs 4,000 in HDFC Equity, Rs 3,000 in IDFC Premier Equity and Rs 5,000 in HDFC Prudence. My financial goal is to accumulate Rs 20 lakh for my child’s education in 7 years and Rs 50 lakh in 16 years. Please advise any changes to be made considering core and satellite approach as I can invest additional Rs 5,000