Sukanya Samriddhi Yojana: Income Tax Saving with Attractive Returns: Sukanya Samriddhi Yojana (SSY) is a tax-free small-saving scheme for girl students. During the quarter from January to March 2024, the interest rate on this scheme is 8.2%. Apart from this, tax exemption is also available under Section 80C on investments up to Rs 1.5 lakh every year. Not only this, the interest received on it is also tax-free. Due to all the features, Sukanya Samriddhi Yojana is a good investment option for parents of daughters.