For instance, if the government intends to cover a specific treatment at a designated hospital for an employee, an e-RUPI voucher can be issued through a partner bank, which was done during Covid-19 pandemic. The beneficiary will receive a QR code on their phone, which they can utilise to pay for services at the specified hospital. In essence, e-RUPI is a one-time contactless and cashless voucher-based payment method that eliminates the need for cards, digital payment apps, or even Internet on the beneficiaries’ phone.