From left: Adhil Shetty, Founder & CEO, Bankbazaar; Satish Mehta, Co-Founder and Director, Credexpert; Saikat Sarkar, Country Risk Manager - India Consumer Business, Citibank N.A.; Narayan Krishnamurthy, Editor, Outlook Money; Manish Sinha, India Country Leader, Equifax; Eknath Pai Kasturi, COO, Access Matrix