Foreclosing a loan is a good move, but when closing a loan you need to ensure several other details for not just your credit score to be updated, but also few other documents that you need to get hold of. When you foreclose, ask for a no objection certificate (NOC) and get the lien on the mortgage removed. Get all the original documents from your lender once you foreclose which will include the title deed as well. Some other precautions include: