India's digital public infrastructure has brought about a profound transformation in the country, extending well beyond inclusive finance, according to a G20 Global Partnership for Financial Inclusion (GPFI) report prepared by the World Bank. The report, released on Friday, highlights that the JAM (Jan Dhan, Aadhaar, and Mobile) trinity has been instrumental in increasing the financial inclusion rate from 25 per cent in 2008 to over 80 per cent of adults in the past six years. This report was produced in collaboration with the finance ministry and the Reserve Bank of India (RBI) as part of GPFI's efforts.