Disruption is as much about technology shifts as it is about new business models. Even after nearly 70 years of independence, many Indians still find it hard to access banking services and financial products like insurance and credit. It is the new-age tech warriors who are reaching out to this population. And Outlook Money seeks to recognise and felicitate these players who are building companies that can solve existing problems of the brick-and-mortar world by leveraging technology. And in order to recognise these Davids, we partnered with EY to branch out into the country to identify those companies that have the potential to become big with their models that are focused on solving problems.