The thought of a car getting stolen will leave owners in deep despair. Finding out that your vehicle insurance policy covers theft may be one spot of relief in an otherwise bleak situation. Although most comprehensive car insurance policies provide for cover against vehicle theft, whether your policy provides the same cover or not will depend on the specific terms and conditions of the coverage you have opted for while buying the policy. Also, do keep in mind that even if you have a policy running that covers vehicle theft, personal property in the stolen vehicle is not covered.