SIP/SWP Strategy for the long term: When you are in a job today and the kind of lifestyle you are living, can you live such a life when financial uncertainty strikes later in life? If you are thinking about this, then many people may be worried about the same as well. If you want to be saved from the tension of future planning, then plan for it in time. There are many plans or schemes available in the market, one of which is Mutual Funds. In comparison to traditional schemes, if you plan properly in mutual funds, then the financial tension can be reduced to a great extent. Another smart way of long-term financial planning is to first opt for SIP i.e. Systematic Investment Plan and later SWP i.e. Systematic Withdrawal Plan.