This November, the investors of SGB Series III will experience significant returns. Investors can see a 159 per cent value increase in eight years. As per the Reserve Bank of India, the redemption rate has been fixed at Rs 7,788 per unit based on the current price of gold and is thus way above the issue price at Rs 3,007 per gram. The SGB programs are seen as quite successful; they offer an option to invest directly in gold with promising returns; it provides one with value via appreciation in gold prices that keep a stable growth trajectory.