In the ever-changing landscape of financial investments, one option that has gained traction over the years is the Guaranteed Return Plan. However, they provide lower returns than other investment schemes. Vivek Jain, head of investments at Policybazaar.com, describes it as a noteworthy investment avenue that stands as a shield against the unpredictable tides of the market. "Guaranteed return plans stand out as a worthy investment option for every kind of investor. It provides a unique layer of protection against the uncertainties of the market. When you acquire a guaranteed returns policy, the rate of return is set and remains unchanged to the fluctuations in the market. Moreover, your principal investment remains not only secure but also untouched by market conditions, offering a reassuring level of stability."