There's a 66 per cent increase in the median sum insured, from Rs 3 lakh to Rs 5 lakh, according to a study released by Plum, an insurtech platform in India, called 'The State of Employee Benefits 2024.' The study covered over 4500 companies. Moreover, there's been a doubling in the adoption of flexible benefits (personalized insurance programs for employees), a 15 per cent increase in companies offering maternity benefits, and a 110 per cent surge in companies offering comprehensive healthcare (preventive and primary).