Mental Illness Coverage
In the past, mental health coverage was frequently restricted or excluded from numerous insurance policies. However, there is now a growing acknowledgement of the significance of mental health, leading many insurers to broaden their coverage for mental health treatments and counselling. A comprehensive health insurance plan encompasses the policyholder's protection against hospitalisation expenses associated with mental disorders. This includes coverage for the patient's room rent, ambulance fees, and other hospitalisation-related costs. Insurance policies often extend coverage for various mental health conditions, such as anxiety disorders, acute depression, post-traumatic stress disorder, bipolar disorder, mood disturbances, schizophrenia, obsessive-compulsive disorder, and psychotic turmoil.