Health problems are on the rise in our current age. A serious medical emergency can put a lot of financial stress on it, often exceeding one’s reserves. Therefore, the importance of health insurance in such situations cannot be denied. In an emergency, no one wants to rely on others to pay for their treatment. So it is very important to prepare financially for such situations. It is important to understand the importance of health insurance before making a decision. Various factors affect the cost of health insurance.