According to recent LinkedIn data, in 2023, accidents in India claimed 1,73,000 lives, left 4,63,300 people injured, and devastated 474 families every day. The most startling fact: 44 per cent of those affected were two-wheeler riders. While one needs to use precautions like using seat belts and helmets to stay safe, it is also important to have insurance cover in case of an eventuality.