The Reserve Bank of India (RBI) on December 11, 2023, approved HDFC Bank's OfflinePay after its successful testing under the regulatory sandbox program. OfflinePay, an app enabling payments without mobile networks, can now be onboarded by banks and NBFCs, to provide seamless transactions in network-challenged areas. Customers can add up to Rs 2,000 to the OfflinePay wallet through UPI e-payment, the HDFC bank website says. "The product ‘Offline Retail Payments’ provides the capability for customers and merchants to be able to transact in offline mode. The solution aims to boost adoption of digital payments in areas of no or low network by enabling transactions without the need to have a network connection," the product description in the RBI release said.